Attention homeowners: Real estate appraisal services for in Knoxville and Knox County

Here are the top 7 reasons why TN homeowners need Residential Appraisal Services, LLC:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Knox county's assessment of your property
Remove PMI to lower your monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a TN divorce, where real estate needs to be divided
Settle an estate in TN by determining the true market value of real estate in question

Need help deciding the value of your house in or near Knoxville, TN?
Contact Residential Appraisal Services, LLC.

At Residential Appraisal Services, LLC, we understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Residential Appraisal Services, LLC, we're veterans in helping folks just like you delete unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close by. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from Residential Appraisal Services, LLC is your number one weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be difficult from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Residential Appraisal Services, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Residential Appraisal Services, LLC can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.